Getting started with Kosalo
Everything you need to download the app, create your account, and land on your dashboard for the first time.
What is Kosalo?
Kosalo is a digital platform designed to help table banking groups and chamas manage their savings, loans, dividends, payouts, and member records more easily.
Kosalo is built for chamas, table banking groups, community savings groups, and any other form of savings between more than two people — whether contributions happen weekly or monthly, with a share-out at the end of each cycle or year.
Downloading the app
Kosalo is currently available for Android users on the Play Store.
Creating your account
There are two ways to get started on Kosalo:
1. You sign up yourself
Sign up directly from the website, or straight from the app's sign-up page once it's installed.
2. You were already added by a Secretary
If your Secretary has already created your group and added you as a member, Chairperson, or Treasurer, your account is partially created and waiting for you to sign up — Kosalo will match it to your group automatically.
To sign up, you'll need:
- Full name
- Phone number
- Email address
- A new password for your Kosalo account
If you were already added by a Secretary
You'll see a confirmation banner right after sign-up, letting you know you've been linked to your existing group.
Kosalo uses your phone number to find your group, so always sign up with the same number your Secretary has on file.
Once you're linked, all your existing contribution records are restored — you'll be able to see everything your Secretary already recorded for you, even from before you registered.
What happens after signup
If you signed up on the website, you'll be prompted to download the app from the Play Store. Once installed, log in using the same credentials you registered with.
- Log in for the first time — whether you signed up on the app or the website, you'll land on an onboarding walkthrough.
- Follow the onboarding steps closely — they'll guide you through the app's main pages.
- Once onboarding finishes, choose what's next: create a group if you have a chama to manage, invite your Secretary to set it up and add you, or skip straight to your dashboard.